Jamaica - Advice & Help

Time is of the Essence!

Cherryl Hanson Simpson — Mon, 15 Mar 2010 09:00:02 UT

One of the realities of our current economic climate is that we are now forced to do more with fewer resources at our disposal. While our income loses value every month, our expenses grow almost exponentially. Layoffs and job work-hour cuts are reducing the size of the workforce, yet employees are being asked to produce more in less time.

We can choose to be invisible or we can fill out the 2010 Census Form Question 9 - Instruction for Jamaican/Caribbean People

Mon, 15 Mar 2010 08:30:01 UT

If you have been complaining that the Jamaican/Caribbean community has been ignored then here is a YOUR opportunity to get our voices heard. It is about your future and the future of your children. So do not leave it blank. Together we can demand Respect! Read these instruction for Jamaican/Caribbean People.

Developing Financial Literacy in Jamaica

Cherryl Hanson Simpson — Mon, 08 Mar 2010 09:00:01 UT

Over the past eight years, I have been actively involved in writing, training and coaching on topics relating to financial education. Through interaction with thousands of Jamaicans from all walks of life, I have realised that the number one problem that prevents most people from achieving their financial goals is their lack of understanding of basic money principles.

2010 Action Plan #1: Control Your Spending

Cherryl Hanson Simpson — Mon, 22 Feb 2010 08:45:01 UT

In recent times, while speaking to several persons about their money problems, I have detected a growing sense of desperation in their voices. Although many have not yet reached a stage of full-fledged panic, it is obvious that they are very worried about the current financial situation facing Jamaica.

Domestic Violence and its Impact on the Workplace

Wayne A. Powell — Mon, 22 Feb 2010 08:45:01 UT

All of us are affected directly or indirectly by the “monster twins”- crime and violence. At work our colleagues will recount incidents of robbery, shooting, rape, wounding and murder they have either experienced or witnessed. Some are so traumatized that they have to proceed on sick leave.

Valentine: Are You Married? Now Build the Marriage Equity

Orlando Dillon — Mon, 08 Feb 2010 09:00:01 UT

In 2004, after my wife and I got married, our love story was published on this site. Ever since then I have had all my friends and family visiting the site to read this, and many other lovely articles. This is the site I revisit to remember just how I felt back then and to check my love thermometer...now very febrile.

Balancing Boomerang Kids

Cherryl Hanson Simpson — Fri, 01 Jan 2010 04:25:00 UT

Twenty-nine-year-old Robert was confident that his MBA in finance would secure him a solid career and a comfortable future. After getting laid off from his enviable position at a top financial institution, he found it difficult to replace his income and had to accept a job with a 50 per cent pay cut. Unable to afford his rent and faced with mounting unpaid bills, Robert had no choice but to move back home with his mother.
Susan, a 46-year-old divorcee, had very little to fall back on after her husband of 25 years left her. She had not worked for a long time and was desperate without a place to call home. With no children, the only place she could turn to for help was her elderly parents. Despite her best efforts, Susan has been unsuccessful in obtaining a job and feels frustrated about being dependent on her parents for survival.

How To Maintain Your Money

Cherryl Hanson Simpson — Sun, 01 Nov 2009 04:23:44 UT

Why do some people achieve long-lasting financial success while others struggle with money for their entire lives? After years of seeking the answer to this mystery, I have discovered that the route to prosperity lies in the knowledge and application of some basic principles that govern money.

Are you a complainer?

Wayne A. Powell — Thu, 01 Oct 2009 03:02:21 UT

Do you spend most of your work time griping about almost everything in the organisation? You complain that the temperature in the office is too hot and when the temperature level on the air conditioning unit is adjusted you complain that it is too cold.

Home Loan Modifications

Tony McPherson — Thu, 24 Sep 2009 12:25:00 UT

This has quickly become the best option for homeowners facing foreclosure. Although it is not the only option for homeowners trying to avoid foreclosure, it is an option that can save your home while putting you in a mortgage you can afford.

HIV/AIDS awareness at the workplace

Wayne A. Powell — Tue, 01 Sep 2009 02:32:28 UT

There are some issues at the workplace that many of us would rather not talk about .One of them is the matter of HIV/AIDS. How should we treat with that co-worker who has been diagnosed with the condition? Do we still continue to have lunch with him/her?

How To Multiply Your Money

Cherryl Hanson Simpson — Tue, 01 Sep 2009 02:30:51 UT

We have been discussing the three principles of financial achievement - managing, multiplying and maintaining your money. Last month, we outlined the four cornerstones of managing your money, explaining how to make smart decisions with the money you currently earn.

How To Manage Your Money

Cherryl Hanson Simpson — Sun, 02 Aug 2009 02:30:00 UT

In a recent column entitled “The 3 Ms of Money,” we discussed the principles of financial achievement - managing, multiplying and maintaining your money. Over the coming weeks, we will examine these three pathways to money success in greater detail. The key to managing your money is knowing what to do with the money that you are already earning, so that you can comfortably pay your bills and work towards attaining your goals. There are four components to successful money management, which, like the ingredients in a recipe, are all essential to producing the perfect end result.

Life after the alternative schemes

Wayne A. Powell — Fri, 31 Jul 2009 01:40:00 UT

Four years ago mention the name of any of the many alternative schemes and some people would be grinning ear to ear as they boast of the high yields they received from what was considered a god sent. People claimed to have bought their cars and house; an achievement they would only dream of had they gone through the formal financial system.

Redundancy and its impact on those left behind

Wayne A. Powell — Wed, 01 Jul 2009 04:20:52 UT

After the dust is cleared, come Monday morning the so called “lucky” ones who are left behind, huddle at someone’s desk discussing the sad events of Friday afternoon when some of their colleagues were given marching orders.