Recently Ronnie Thwaites quipped on his radio show. "I do not know why someone does not invite Mohammed Yunus (Nobel Peace Prize winner last year), to Jamaica. We certainly can learn from his micro-credit program." The perception has been spread like a butter on bread that micro finance programs will lift Jamaicans out of poverty as Chris Burns wrote in the Observer last year "The Grameen Bank That's The Solution To Poverty! But is it really?